The situation of households in 2025 based on the results of the household budget survey
In 2025 the financial situation of households improved in comparison with 2024. Households attained in nominal terms higher income, but they also had higher expenditure. The level of average monthly available income per capita in 2025 amounted to PLN 35001 and was higher by 10.5% in nominal terms, and by 6.7% in real terms than the income in 2024. The average monthly expenditure per capita in households in 2025 reached the value of PLN 2015, and were higher on a yearly basis – by 7.3% in nominal terms, and by 3.6% in real terms than expenditure in 2024. The share of expenditure in available income decreased from 59.3% in 2024 to 57.6% in 2025.
In 2025, there were still a relatively large differences in average monthly income and expenditure between various socio-economic groups of households. Similarly to the previous years, the highest average monthly available income per capita in households (PLN 4198) and the highest average monthly expenditure per capita (PLN 2270) were recorded in households of self-employed outside farming. In this group of households – in comparison with the average for the total of households in Poland – both income and expenditure were higher by 19.9% and 12.6% respectively (in 2024, by 19.7% and 14.5% respectively).
1Values in the news releases are presented rounded up to 1 PLN.